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Bobcats, Bosses and Breakups - Garrett & Chelsea Zimmerman

Welcome to Tax Talk Podcast and episode #4 of the Bobcats, Bosses and Breakups series.

Before I provide some background for this series of episodes, let me introduce my guests.

Chelsea & Garrett Zimmerman are a husband and wife team who have recently launched Team Zimmerman Real Estate through Century 21 Maximum. They work with both buyers and sellers, in Red Deer and across Central Alberta. Team Zimmerman was launched with the intent of putting people first in the real estate process and Chelsea and Garrett welcome all their clients to the bright side of real estate!

Chelsea & Garrett, thank you very much for joining me on today’s episode!

What is Bobcats, Bosses and Breakups?

Breakup, spring 2007. I was 22 years old, with lots of potential but no real direction.

I had just finished another winter season of work in Alberta’s oil and gas industry and was looking for something to keep me busy until the snow returned, and the lease roads froze again.

Luckily, I found a job working as a labourer in a flat work concrete business (mostly prep, place and finish of basements, driveways and garage pads).

It couldn’t have been much more than a few weeks after I started working in this industry and I found myself branching off and starting a flat work concrete company with a business partner.

The business operated for two years and ended in a bitter breakup.

If you’re thinking about starting a business, come along on a journey with me as I look back at these two years of my life and the hard lessons I learned.

We’ll explore three general topics:

- Bobcats: business operation issues

- Bosses: business management issues

- Breakups: business legal and financial issues

Keep an eye out for blog posts and new podcast episodes where I sit down with business professionals to discuss solutions in these unique areas of business.

Who knows, you might be able to avoid some of the same mistakes that I made.

How Can I go House Shopping When I’m Always Tied up with My Business?

The theme of this series has revolved around my concrete company, specifically mistakes that I made along the way, and how the professionals I’ve brought on as guests would have helped me avoid these mistakes.

As you will notice from the episode where I speak with a lending expert, I didn’t start the house shopping process until after I left the concrete business. When my wife and I eventually started the home buying process, I was working full time and going to school, while she was working full time.

We ultimately opted to build a house which was a very involved process. Not only did we have to submit documents in conjunction with the typical mortgage application process, but we also consulted with a designer, a contractor, and numerous other individuals.

The result? This process took up a lot of our time. It was hard to balance work, school and constructing a house. The process was full of emotional ups and downs, and it put some strain on our relationship. At the end of the day, we were thrilled with how our house turned out although we made some decisions that we weren’t completely happy with after the fact.

Lesson learned? My wife and I have begun talking about our next house purchase. Although not fully committed to a plan yet, we are leaning towards purchasing an existing home instead of building. Why? Building met our needs in 2013 but we think purchasing in the future will be the best option for meeting the needs of family now.

Topic #1 – how does a real estate agent help in the buying process?

- Taking the pressure off busy working families.

- Timeline from first conversation to purchase.

Topic #2 – what documents/info you need to start the process?

- Should I have a preapproval?

- What other info is needed for you to be effective?


Chelsea & Garrett, I just want to say thanks again for taking the time out of your busy schedule to hop on the podcast with me.

I know that you provided a great deal of value that our listeners can immediately implement within their current business operation or reflect on before they decide to jump into business for the first time.

If the listeners want to touch base with Chelsea or Garrett, you can find him through the following links:

Chelsea Zimmerman

Team Zimmerman – Century 21 Maximum



Garrett Zimmerman

Team Zimmerman – Century 21 Maximum


587-272-0221 Call to Action

There are a significant number of details that a small business owner needs to be aware of in order to ensure that their business is successful.

Having the right professionals on your team will help you meet your business, wealth, retirement and estate planning objectives.

If you’re in need of these services in order to see your business reach the next level of success, I highly recommended the following guests of the series.

Feel free to reach out to them as I know they would be excited to work together with you and help you preserve your legacy!

Bobcats, Bosses and Breakups Guests:

Chelsea Zimmerman - Team Zimmerman Real Estate (Century 21)

Caleb Henry - Johnston Ming Manning LLP

Chrystal Saxby - ATB Financial

Kelly Barber - B^2 Bookkeeping

Stephen van Santen - Bridgeline Wealth Strategies

Garth Epp - Garth Epp Professional Coach

Lyneta Grenier - BrokerLink Insurance